Best Apps To Make Money In The USA
It is befomi easier by the day to earn money in a place like the United States Of America, particularly via
the rise of smartphones and technology. A lot of folks today have smartphones, and it’s nice to know
that there are now numerous apps to help you make money anywhere you are.
Best Apps To Make Money In The USA
- Swagbucks
Swagbucks offers users the opportunity to accumulate points through simple tasks such as participating
in surveys, gaming, watching videos, and browsing the web. Additionally, members can earn cashback
and gain access to exclusive offers and coupons while shopping at over 1,500 online and in-store
retailers, including grocery stores. Membership comes at no cost, and points can be redeemed for gift
cards from popular retailers like Amazon or Walmart, or cashback via PayPal.
Our Verdict: Best for earning gift cards.
2. Survey Junkey
Survey Junkie operates as an online market research community where members participate in surveys
to earn virtual points. These points can be promptly exchanged for e-gift cards or PayPal payments. To
begin, users answer a brief set of questions and set up a profile. Survey Junkie then connects members
with surveys relevant to their interests and demographics. While taking surveys won’t make you
wealthy, Survey Junkie emphasizes that it’s not intended to be a substitute for full-time employment.
Nonetheless, the platform suggests that users can potentially earn $40 per month by completing three
surveys daily.
Our Verdict: Best for online surveys
3. Rocket Money
Rocket Money, affiliated with Rocket Mortgage, offers a comprehensive money management and
budgeting application. This app consolidates all your financial accounts into one platform, enabling you
to create budgets, automate savings, and track your credit score. With Rocket Money, you can aim to
save more, spend less, and maintain financial stability. While the app itself is free, premium services are
available for a monthly fee ranging from $3 to $12. These premium features include subscription
cancellation, access to chat with a financial expert, and bill negotiation services, which incur a fee
equivalent to 30% to 60% of your first-year savings.
Our Verdict: Best for keeping track of your finances
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- Best Apps To Make Money In The USA
4. DoorDash
DoorDash drivers, known as “Dashers,” earn income by delivering items from various establishments,
including restaurants, convenience stores, pet stores, and grocery stores. To begin, simply sign up and
apply online, create your profile, and then either schedule shifts or start delivering immediately. With
DoorDash, you have the flexibility to determine your own schedule and workload, and you’ll receive a
guaranteed base rate for each order in addition to tips. You can opt for free, automatic weekly payouts
or choose to be paid instantly after each delivery at no cost through DasherDirect Instant Pay.
Our Verdict: Best for delivery drivers
5. Rakuten Rewards
Rakuten Rewards, previously known as Ebates, provides cash back, discounts, and coupons at more than
3,500 retailers, spanning a wide range of categories from apparel and electronics to dining and
ridesharing. Getting started is quick and easy – simply sign up for a complimentary account in under 30
seconds and begin shopping on Rakuten.com, the Rakuten app, or through the browser extension.
Additionally, you have the option to link store offers to your credit card to earn cash back on in-store
purchases. Rakuten Rewards notifies you via email whenever cash back is added to your account, and
you’ll receive a payment every three months either by check or through PayPal.
Our Verdict: Best for cash back
6. Upside
Upside, previously known as GetUpside, collaborates with businesses across the nation to deliver
tailored cash back incentives. While Upside extends cash back opportunities at various establishments
such as restaurants and grocery stores, it’s renowned for its gas savings feature. To start saving, simply
download the app, set up an account, and grant Upside permission to access your location to display
offers nearby. Next, browse and claim offers, complete your purchase using a credit or debit card, and
submit your receipt or check-in via the app. Once your purchase is verified, you can withdraw your
earnings to your bank account, PayPal, or opt for a gift card.
Our Verdict: Best for gas station rewards
7. Upwork
Upwork serves as a platform linking freelancers with potential clients across various industries and skill
sets. Upon registration and profile creation, freelancers can actively pursue projects and compete for
job opportunities spanning almost every job category. Upwork facilitates client invoicing and provides
tools for tracking earnings, offering multiple payment options such as direct deposit, PayPal, Payoneer,
or wire transfer. Freelancers are subject to a 10% service fee on their earnings through the platform.
Our Verdict: Best for freelancers
8. TradeStation
TradeStation is best known for its flagship desktop platform, but on-the-go traders will appreciate its
freshly updated mobile app. With a quick and secure login, the app offers sophisticated charting with
real-time data, advanced analysis, a streamlined order interface, intuitive order tracking, account
monitoring, and more. You’ll also have access to pre-built hot lists, news, analyst ratings, and earnings
calendars. The app supports stocks, options, futures, and crypto currency trading—with the option to
toggle between live and sim trading environments.
Our Verdict: Best for active traders and investors
9. M1 Finance
M1 Finance stands out as an affordable robo-advisor, catering to self-directed investors seeking
comprehensive management of their investing, banking, and borrowing needs through a single app. It
offers enticing features such as a Federal Deposit Insurance Corporation (FDIC)-insured savings account
yielding 5% APY (as of November 2, 2023), a Visa credit card providing up to 10% cash back, and
personal loans without any fees. Moreover, M1 Finance appeals to self-directed investors with
competitive margin loan rates, a suite of digital tools, and automated investing capabilities, including
dynamic rebalancing to ensure optimal portfolio allocation.
Our Verdict: Best for passive investors
10. Decluttr
Decluttr is a convenient resale platform designed for selling unused tech and media items like
smartphones, laptops, tablets, DVDs, game consoles, and video games. To begin, simply download the
app, search for the item you wish to sell (or scan its barcode), and receive an instant price quote. If you
agree to the offer, Decluttr provides a complimentary UPS shipping label for you to send the item. Upon
receiving the item, Decluttr processes payment via direct deposit or PayPal within 24 hours. In the event
that Decluttr declines the item for any reason, it will be returned to you free of charge.
Our Verdict: Best for selling tech and media
In conclusion, these are some of the prominent apps you can take advantage of if you want to make
money with your smartphone in the United States Of America.
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